Mail - this form along with copies of the items below in order to verify your information and address. The same form can also be used to temporarily or permanently lift a credit freeze. SECURITY FREEZE REQUEST FORM REQUEST FORM To place a security freeze request for your Equifax credit report, please send via U.S. We recommend sending the letter via certified mail. You'll need to mail it, along with copies of your Social Security card or pay stubs showing the number, plus copies of your driver's license, utility bills or other documents showing your address, to: Print and fill out the form on this page. How to set up a credit freeze with Equifax by mail In this article, well walk you through how to temporarily lift your security freeze with Experian. Luckily, you can temporarily lift your credit freeze so that its only open when you plan to apply for a new line of credit. You can request a replacement Security Freeze PIN or a lift PIN. However, it also prevents you from opening new accounts. You will receive a confirmation letter by mail that contains a 10-digit Security Freeze PIN. You’ll need your PIN or account information to lift the freeze, and you can specify the time frame that the freeze should be lifted (e.g., for one week or one. You can do so online, by phone, or by mail using the contact information provided above. Once your freeze is set up, you'll be given a PIN that will unfreeze your credit. A security freeze is a good way to protect your identity. If you need to apply for new credit, you can temporarily lift the credit freeze with TransUnion. You'll be asked for your name, address, date of birth and Social Security number to verify your identity. Eastern time during the week, and between 9 a.m. How to set up a credit freeze with Equifax by telephoneĬall Equifax at (888) 298-0045 between 9 a.m. You won't need to set up a PIN to unfreeze it if you have an Equifax account - your username and password will be enough. Then you'll be able to freeze your credit. Make sure the password is unique and strong. Equifax will retrieve your information and prompt you to set up an Equifax account. Then you'll have to fill out personal information, including your name, address, date of birth and Social Security number. Go to the dedicated page on the Equifax website at and click "Get started with a freeze." This is the easiest way to freeze your credit with Equifax. How to set up a credit freeze with Equifax online We also have guides on how to freeze your credit with Experian and how to freeze your credit with TransUnion. Equifax doesn't let you have a credit lock and a credit freeze at the same time.īelow is how to set up an Equifax credit freeze. The difference is that Lock & Report isn't regulated by the federal government, and Equifax makes more money if it's easier to unlock your files. Use the password or PIN to temporarily lift or permanently remove your Security Freeze. To do this with a credit freeze, you have to log into your account on the Equifax website. Equifax also offers a free service called "Lock & Report" that is basically the same as a credit freeze, except that there are mobile apps for iOS and Android that let you "unlock" your Equifax credit file with a swipe of a finger.
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